TERMS OF SERVICE As of June 11, 2026 Welcome to the Terms of Service (these "Terms") for access to and use of the website located at mrkv.com and its subdomains, including all data, content, and functionality thereon (collectively, the "Website"), which is operated by the operator of this Website ("we," "us," or "our"). These Terms govern your access to and use of the Website. Please read these Terms carefully, as they include important information about your legal rights. By accessing and/or using the Website, you are agreeing to these Terms. If you do not understand or agree to these Terms, please do not use the Website. For purposes of these Terms, "you" and "your" means you as the user of the Website. If you use the Website on behalf of a company or other entity, then "you" includes you and that entity, and you represent and warrant that (a) you are an authorized representative of the entity with the authority to bind the entity to these Terms, and (b) you agree to these Terms on the entity's behalf. 1. WHO MAY USE THE WEBSITE You must be 18 years of age or older to use the Website. By using the Website, you represent and warrant that you meet this requirement. 2. PRIVACY POLICY Our Privacy Policy describes how we handle the information you provide to us when you use the Website. For an explanation of our privacy practices, please visit our Privacy Policy located at https://mrkv.com/privacy-policy/. 3. RIGHTS WE GRANT YOU 3.1 Rights. Subject to your compliance with these Terms, we hereby grant to you a personal, worldwide, royalty-free, non-assignable, non-sublicensable, non-transferable, and non-exclusive right to access and use the Website. The foregoing has the sole purpose of enabling you to use and enjoy the benefit of the Website as provided by us, in the manner permitted by these Terms and subject to the use restrictions described below. 3.2 Restrictions. You may not do any of the following, unless applicable laws or regulations prohibit these restrictions or you have our written permission to do so: (a) modify, distribute, transmit, perform, reproduce, duplicate, publish, license, create derivative works from, or offer for sale any information contained on, or obtained from or through, the Website, except as enabled by ordinary use of the Website (such as viewing or sharing publicly available content); (b) duplicate, decompile, reverse engineer, disassemble, or decode the Website (including any underlying idea or algorithm), or attempt to do any of the same; (c) use, reproduce, or remove any copyright, trademark, service mark, trade name, slogan, logo, image, or other proprietary notation displayed on or through the Website; (d) use automation software (bots), hacks, modifications (mods), or any other unauthorized third-party software designed to modify the Website; (e) access or use the Website in any manner that could disable, overburden, damage, disrupt, or impair the Website or interfere with any other party's access to or use of the Website, or use any device, software, or routine that causes the same; (f) attempt to gain unauthorized access to, interfere with, damage, or disrupt the Website or the computer systems or networks connected to the Website; (g) circumvent, remove, alter, deactivate, degrade, or thwart any technological measure or content protections of the Website; (h) use any robot, spider, crawler, or other automatic device, process, software, or queries that intercepts, "mines," scrapes, or otherwise accesses the Website to monitor, extract, copy, or collect information or data from or through the Website, or engage in any manual process to do the same; (i) introduce any viruses, trojan horses, worms, logic bombs, or other materials that are malicious or technologically harmful into our systems; (j) use the Website for illegal, harassing, unethical, or disruptive purposes; (k) violate any applicable law or regulation in connection with your access to or use of the Website; or (l) access or use the Website in any way not expressly permitted by these Terms. 4. OWNERSHIP AND CONTENT 4.1 Ownership of the Website. The Website, including content, information, trademarks, and other materials, is protected under copyright, trademark, and other intellectual property laws. You agree that we and/or our licensors own all right, title, and interest in and to the Website. We and our licensors reserve all rights in connection with the Website and its content, including the exclusive right to create derivative works. 4.2 Ownership of Trademarks. Our name, our logo, and all related names, logos, product and service names, designs, and slogans are our trademarks or those of our affiliates or licensors. Other names, logos, product and service names, designs, and slogans that appear on the Website are the property of their respective owners, who may or may not be affiliated with, connected to, or sponsored by us. 4.3 Unsolicited Idea Submission Policy. We do not accept or consider unsolicited ideas or suggestions from you or other third parties, so as to avoid any potential misunderstandings or disputes in the event that our products, services, or marketing strategies seem similar to unsolicited ideas submitted to us. Unsolicited ideas or suggestions include, but are not limited to, ideas for new or improved technologies, products, services, processes, materials, names, artworks, logos, advertisements, promotions, or other marketing plans or campaigns. As we respect your rights to your ideas, please do not submit any unsolicited ideas or suggestions ("submissions") in any form to us or any of our affiliates. If you still choose to submit any unsolicited ideas or suggestions despite our request, then regardless of what your communication regarding your submissions says, the following terms shall apply to your submissions. You agree that: your submissions and their contents will automatically become our property, without any compensation to you; we have no obligation to review your submissions; we may make, use, sell, or distribute your submissions and their contents for any purpose in any way; and we have no obligation to keep your submissions confidential. 5. DISCLAIMERS AND LIMITATIONS OF LIABILITY 5.1 Disclaimers. Your access to and use of the Website are at your own risk. You understand and agree that the Website is provided to you on an "AS IS" and "AS AVAILABLE" basis. Without limiting the foregoing, to the maximum extent permitted under applicable law, we and our parents, affiliates, related companies, officers, directors, employees, agents, representatives, partners, and licensors (the "Operator Entities") DISCLAIM ALL WARRANTIES AND CONDITIONS, WHETHER EXPRESS OR IMPLIED, OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, OR NON-INFRINGEMENT. 5.2 Limitations of Liability. TO THE EXTENT NOT PROHIBITED BY LAW, YOU AGREE THAT IN NO EVENT WILL THE OPERATOR ENTITIES BE LIABLE (A) FOR DAMAGES OF ANY KIND, INCLUDING DIRECT, INDIRECT, SPECIAL, EXEMPLARY, INCIDENTAL, CONSEQUENTIAL, OR PUNITIVE DAMAGES, HOWEVER CAUSED AND UNDER ANY THEORY OF LIABILITY, WHETHER UNDER THESE TERMS OR OTHERWISE ARISING IN ANY WAY IN CONNECTION WITH THE WEBSITE, OR (B) FOR ANY OTHER CLAIM, DEMAND, OR DAMAGES WHATSOEVER RESULTING FROM OR ARISING OUT OF OR IN CONNECTION WITH THE WEBSITE. SOME JURISDICTIONS DO NOT ALLOW THE EXCLUSION OR LIMITATION OF INCIDENTAL OR CONSEQUENTIAL DAMAGES, SO THE ABOVE EXCLUSION OR LIMITATION MAY NOT APPLY TO YOU. 6. DISPUTE RESOLUTION 6.1 Informal Process First. You agree that in the event of any dispute between you and the Operator Entities, you will first contact us and make a good-faith, sustained effort to resolve the dispute before resorting to any formal means of resolution. 6.2 Governing Law and Forum. These Terms, and any dispute arising out of or in connection with them or your use of the Website, are governed by the laws of the United Arab Emirates. You agree that the courts of the United Arab Emirates shall have jurisdiction to resolve any such dispute. 7. ADDITIONAL PROVISIONS 7.1 Updating These Terms. We may modify these Terms from time to time, in which case we will update the "As of" date at the top of these Terms. If we make changes that are material, we will use reasonable efforts to attempt to notify you, such as by placing a prominent notice on the Website. However, it is your sole responsibility to review these Terms from time to time to view any such changes. The updated Terms will be effective as of the time of posting, or such later date as may be specified in the updated Terms. Your continued access or use of the Website after the modifications have become effective will be deemed your acceptance of the modified Terms. 7.2 Termination of Rights. If you breach any of the provisions of these Terms, all rights granted by us will terminate automatically. All sections which by their nature should survive the termination of these Terms shall continue in full force and effect subsequent to and notwithstanding any termination of these Terms by us or you. Termination will not limit any of our other rights or remedies at law or in equity. 7.3 Miscellaneous. If any provision of these Terms shall be unlawful, void, or for any reason unenforceable, then that provision shall be deemed severable from these Terms and shall not affect the validity and enforceability of any remaining provisions. These Terms and the rights granted hereunder may be assigned by us but may not be assigned by you without our prior express written consent. No waiver by either party of any breach or default hereunder shall be deemed to be a waiver of any preceding or subsequent breach or default. The section headings used herein are for reference only and shall not be read to have any legal effect. Those who choose to access the Website do so at their own initiative and are responsible for compliance with applicable local laws. 7.4 How to Contact Us. You may contact us regarding the Website or these Terms at the contact page of the Website or by email at scm@mrkv.com.